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Read Derek's Books - All available on the
16Steps.co.za Website

2-book-business
16 Steps to Business
So, you plan to start a new business and are probably trying to figure out where to start and how this is all going to happen. 16 Steps to Business approaches business generically. Application to your specific set of circumstances may require individual consideration but will walk you through each step along the road to success.
2-book-marketing
16 Steps to Marketing

A successful business needs tip top cash management and tip top marketing. Marketing is creating an environment where sales just happen.
In 16 Steps to Marketing Derek shares his marketing secrets in a simple, practical way that will guide you to success. Marketing is creating an environment in which sales will happen.

tax-wisdom-500x536
16 Steps to Tax Wisdom

The Income Tax Act is, without doubt, the most difficult of all Acts to understand and navigate, so it’s not surprising that there are so many misconceptions about what it says. 16 Steps to Tax Wisdom lifts out of the Act (and other tax acts), the essence of what you need to know as an individual and as an entrepreneur.

2-book-wealth
16 Steps to Wealth

From the day that you first earn income you need to start your long term financial planning. 16 Steps to Wealth will walk you through each step of your financial life, building your retirement investments, protecting your money from creditors, avoiding the taxes that come with death, and leaving a legacy for future generations.

2-book-layout-freedom
16 Steps to Freedom

16 Steps to Freedom is about your ultimate destination in life. You’ve built your Business through successful Marketing and a good understanding of Tax. You are on the road to Wealth. What comes next? Freedom!

India 2024 - A Photographic Book

ESTABLISHED IN 1972, WE'RE STILL HERE TO HELP YOU 24/7 - WE NEVER CLOSE!

OFFICE HOURS

Monday to Thursday 08h00 to 15h50
Friday 08h00 to 13h00

There is never a charge for meetings with Derek. Saturdays, Sundays and Public Holidays included. Click here for his calendar.

PHONE NUMBERS

Office hours: 063 866 8928
Any time: 011 805 0030
Any time: 087 655 1478

EMAILS

Mini: mini@harbourassociates.co.za
Tumi: tumi@harbourassociates.co.za
Derek: derek@harbourassociates.co.za

THIS IS WHAT THE LATEST GOOGLE REVIEWS HAD TO SAY ABOUT US

Harbour And Associates
4.9
Based on 179 reviews
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rinac
rinac
12:11 29 Jan 25
Excellent Mediation and Property AdviceI had the pleasure of consulting with Derek as a mediator, and I cannot recommend him highly enough. His professionalism, in-depth knowledge, and practical approach made the entire process seamless and incredibly insightful.Derek provided invaluable advice on purchasing properties, helping me navigate the complexities of the transaction with clarity and confidence. His ability to break down intricate financial and legal aspects into understandable terms was particularly beneficial.Beyond his expertise, Derek’s patience and attention to detail ensured that all my concerns were addressed thoroughly. His balanced and thoughtful approach made me feel well-informed and supported throughout our discussions.If you are looking for a mediator who is knowledgeable, approachable, and truly committed to helping you make sound decisions, Derek is the perfect choice. I am grateful for his guidance and look forward to working with him in the future.
Sheldon Paro
Sheldon Paro
13:18 10 Jan 25
Thank you Derek for taking the time to meet with me. "Nothing in life is free", but in my opinion, Derek's only compensation from his free consultation is the genuine joy he gets from helping others. He takes the time to understand who you are as an individual, and what you want from your future. Good and practical advice. Highly recommended. Thank you Derek!
David Friedman
David Friedman
13:06 01 Jan 25
Always get world class service from Harbour & Associates
Rekha Ramcharan
Rekha Ramcharan
11:49 27 Dec 24
Joe Rosen
Joe Rosen
08:07 12 Dec 24
Our meeting was short, precise and to the point. I believe Derek advised in our best interests. Follow-up detail was immediate.Thanks Derek
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Your cart is awaiting your next purchase, so please proceed to the Home page and continue shopping. If you are leaving your cart because of problems, why not give us a call on our 24 hr numbers 063 866 8928 or 011 805 0030 (subject to load shedding)? If all else fails, call Derek, our CEO on 082 552 9696. We’ll do what we can to help