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16 Steps to Business

16 Steps to Marketing
A successful business needs tip top cash management and tip top marketing. Marketing is creating an environment where sales just happen.
In 16 Steps to Marketing Derek shares his marketing secrets in a simple, practical way that will guide you to success. Marketing is creating an environment in which sales will happen.

16 Steps to Tax Wisdom
The Income Tax Act is, without doubt, the most difficult of all Acts to understand and navigate, so it’s not surprising that there are so many misconceptions about what it says. 16 Steps to Tax Wisdom lifts out of the Act (and other tax acts), the essence of what you need to know as an individual and as an entrepreneur.

16 Steps to Wealth
From the day that you first earn income you need to start your long term financial planning. 16 Steps to Wealth will walk you through each step of your financial life, building your retirement investments, protecting your money from creditors, avoiding the taxes that come with death, and leaving a legacy for future generations.

16 Steps to Freedom
16 Steps to Freedom is about your ultimate destination in life. You’ve built your Business through successful Marketing and a good understanding of Tax. You are on the road to Wealth. What comes next? Freedom!
India 2024 - A Photographic Book
ESTABLISHED IN 1972, WE'RE STILL HERE TO HELP YOU 24/7 - WE NEVER CLOSE!
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PHONE NUMBERS
Office hours: 063 866 8928
Any time: 011 805 0030
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EMAILS
Mini: mini@harbourassociates.co.za
Tumi: tumi@harbourassociates.co.za
Derek: derek@harbourassociates.co.za
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Latest Blogs from our CEO, Derek Springett

If I replace one asset with another, do I pay CGT?
It is a common perception that if you make a capital gain when you sell an asset, you don’t have to pay CGT if you

How can I build wealth?
It’s actually not that difficult, but you will need to be able to raise bonds on property. Let’s look at how not to build wealth

Reinstatement of a deregistered company
Hidden in the SABC News interview with the CIPC Commissioner Advocate Roy Voller, was an interesting and profound change relating to reinstatement. Previously (and still,

Can my company earn the rental from property that I own?
Let’s say that a person owns a rental property and also a company. Can the company charge the rental as if it were the owner

Should I sell the company or should my company sell the property?
Simple answer – If you can find somebody stupid enough to buy the company, sell them your shares. Here’s why: If you sell your shares,

How to shift a trading company that owns its own business premises into a trust.
This was a tricky one. The couple had been donating R100k each, every year to the trust on loan account and now owed the trust

Goodbye Hemorrhoids!
OK, so this post is not about one of my normal subjects. But it is so important, I have to write it. A family member

VAT registered trust and s42
A VAT registered trust owns a commercial property. We want to use s42 to slot a VAT registered company between the trust and the property,

Beneficial Ownership returns. The greatest stuff up we’ve ever dealt with.
It just gets worse and worse. Trusts Here’s the latest stuff up, an email from the Master: The staff member concerned is the one tasked

How to deal with SARS Administrative Penalties
SARS is hitting companies (especially dormant ones) with monthly Administative Penalties of R250 for every outstanding annual tax return. The result is a debt to