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16 Steps to Business
16 Steps to Marketing
A successful business needs tip top cash management and tip top marketing. Marketing is creating an environment where sales just happen.
In 16 Steps to Marketing Derek shares his marketing secrets in a simple, practical way that will guide you to success. Marketing is creating an environment in which sales will happen.
16 Steps to Tax Wisdom
The Income Tax Act is, without doubt, the most difficult of all Acts to understand and navigate, so it’s not surprising that there are so many misconceptions about what it says. 16 Steps to Tax Wisdom lifts out of the Act (and other tax acts), the essence of what you need to know as an individual and as an entrepreneur.
16 Steps to Wealth
From the day that you first earn income you need to start your long term financial planning. 16 Steps to Wealth will walk you through each step of your financial life, building your retirement investments, protecting your money from creditors, avoiding the taxes that come with death, and leaving a legacy for future generations.
16 Steps to Freedom
16 Steps to Freedom is about your ultimate destination in life. You’ve built your Business through successful Marketing and a good understanding of Tax. You are on the road to Wealth. What comes next? Freedom!
ESTABLISHED IN 1972, WE'RE STILL HERE TO HELP YOU 24/7 - WE NEVER CLOSE!
OFFICE HOURS
Monday to Thursday 08h00 to 15h50
Friday 08h00 to 13h00
There is never a charge for meetings with Derek. Saturdays, Sundays and Public Holidays included. Click here for his calendar.
PHONE NUMBERS
Office hours: 063 866 8928
Any time: 011 805 0030
Any time: 087 655 1478
EMAILS
Mini: mini@harbourassociates.co.za
Tumi: tumi@harbourassociates.co.za
Derek: derek@harbourassociates.co.za
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Latest Blogs from our CEO, Derek Springett
Can I use my trust before it is registered?
A trustee cannot act until he/she has Letters of Authority from the Master. So, the trust can do nothing until it is registered. But that
Can a Muslim leave a legacy?
I was interested to speak to a Muslim who said that he could not leave a legacy via a trust that continued generation after generation
CIPC and their new Beneficial Ownership Return mess
I guessed right. CIPC are now sending out warnings and in them they state that the Beneficial Ownership return must be submitted annually. The reason
Beneficial Ownership Explained
So many people are confused by this. So, here it is in as simple terms as the General Laws (Anti-Money Laundering and Combating Terrorism Financing)
Why buy a shelf company?
I have been puzzled by the fact that we are still selling a lot of shelf companies. After all, it only takes a few days
CGT allowance on sale of small business on retirement
You’ve built your small business (one with assets valued at no more than R10m) and now you want to sell it, use the proceeds to
How not to leave a legacy
So many of the people that I speak to express a desire to leave a legacy. Many of them have formed a trust in the
CIPC completely messed up on Beneficial Ownership Returns
It’s quite shocking. The General Laws (Anti-Money Laundering and Combating Terrorism Financing) Amendment Act was promulgated in December 2022. It required that all companies submit
Usufruct and Bare Dominium
It is often suggested that, in order to avoid CGT and/or Transfer Duty, it is advisable to sell only the Bare Dominium (that is, the
Can I change my trust deed?
So, you paid about R4 000 or less for a trust drafted by an attorney. Then you read my book “16 Steps to Wealth” and
