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Read Derek's Books - All available on the
16Steps.co.za Website

2-book-business
16 Steps to Business
So, you plan to start a new business and are probably trying to figure out where to start and how this is all going to happen. 16 Steps to Business approaches business generically. Application to your specific set of circumstances may require individual consideration but will walk you through each step along the road to success.
2-book-marketing
16 Steps to Marketing

A successful business needs tip top cash management and tip top marketing. Marketing is creating an environment where sales just happen.
In 16 Steps to Marketing Derek shares his marketing secrets in a simple, practical way that will guide you to success. Marketing is creating an environment in which sales will happen.

tax-wisdom-500x536
16 Steps to Tax Wisdom

The Income Tax Act is, without doubt, the most difficult of all Acts to understand and navigate, so it’s not surprising that there are so many misconceptions about what it says. 16 Steps to Tax Wisdom lifts out of the Act (and other tax acts), the essence of what you need to know as an individual and as an entrepreneur.

2-book-wealth
16 Steps to Wealth

From the day that you first earn income you need to start your long term financial planning. 16 Steps to Wealth will walk you through each step of your financial life, building your retirement investments, protecting your money from creditors, avoiding the taxes that come with death, and leaving a legacy for future generations.

2-book-layout-freedom
16 Steps to Freedom

16 Steps to Freedom is about your ultimate destination in life. You’ve built your Business through successful Marketing and a good understanding of Tax. You are on the road to Wealth. What comes next? Freedom!

ESTABLISHED IN 1972, WE'RE STILL HERE TO HELP YOU 24/7 - WE NEVER CLOSE!

OFFICE HOURS

Monday to Thursday 08h00 to 15h50
Friday 08h00 to 13h00

There is never a charge for meetings with Derek. Saturdays, Sundays and Public Holidays included. Click here for his calendar.

PHONE NUMBERS

Office hours: 063 866 8928
Any time: 011 805 0030
Any time: 087 655 1478

EMAILS

Mini: mini@harbourassociates.co.za
Tumi: tumi@harbourassociates.co.za
Derek: derek@harbourassociates.co.za

THIS IS WHAT THE LATEST GOOGLE REVIEWS HAD TO SAY ABOUT US

Harbour And Associates
4.9
Based on 176 reviews
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Joe Rosen
Joe Rosen
08:07 12 Dec 24
Our meeting was short, precise and to the point. I believe Derek advised in our best interests. Follow-up detail was immediate.Thanks Derek
sepp
sepp
09:22 08 Dec 24
I just wrapped up a Zoom meeting with Derek, and it was truly a positive experience. He was well-prepared and kept everything running smoothly. After covering the main agenda points, I ventured into a few other topics, and Derek responded quickly and efficiently, providing clear explanations. I left the meeting with valuable insights and a real sense of accomplishment. I'm now looking forward to reading Derek's book 16 Steps to Wealth.
Stephanie Subroyan
Stephanie Subroyan
11:16 01 Dec 24
Excellent service. Thanks for all the advice.
freddy w
freddy w
12:43 15 Nov 24
Adlet Maphosa
Adlet Maphosa
07:20 06 Sep 24
The meeting was productive and informative.Thank you,Derek.
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Your cart is awaiting your next purchase, so please proceed to the Home page and continue shopping. If you are leaving your cart because of problems, why not give us a call on our 24 hr numbers 063 866 8928 or 011 805 0030 (subject to load shedding)? If all else fails, call Derek, our CEO on 082 552 9696. We’ll do what we can to help