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What the latest Google reviews have to say about us
Kaylem Snyman
a day ago
Been with this team for a view years👌👌👌 tops💪💪
Shamil Ismail
2 days ago
Nevashni Canthasamy
Edited 6 days ago
Derek went above and beyond I just want to say a big thank you to Derek Springett. He assisted me when I was stuck and made everything so much easier. He explained things clearly, was super responsive, and followed up to make sure I was sorted. Really appreciate your help Derek!
Tumelo Mathabatha (Mike)
a month ago
Derek is very knowledgeable in terms of the Tax matters he assisted me in an explanation of how the Personal Service Provider tax implications entail, I am very glad that I had a free consultation with him
Jansen van Vuuren
a month ago
Awesome input and insight from Derek regarding complex Trust matters!!
Charl van Jaarsveld
3 months ago
Absolute Gem! Thanks for the priceless advice as always, Definitely a go-to with regard to trusts.
Irene Thembo
4 months ago
Great Service, and highly professional in all interactions . Am glad i came to the right place!!
Kathy Cassells
4 months ago
Have worked with Harbour & Associates for many years to issue & renew our BBEEE certificate for our Labour Law Attorneys firm Puke Maserumule Attorneys Cape Town and have only ever had 5 star service. Quick, efficient and professional. Have recommended their services to many colleagues.
ESTABLISHED IN 1972, WE'RE STILL HERE TO HELP YOU!
OFFICE HOURS
In line with modern practice, we have closed our Midrand office and gone virtual
7 days a week 08h00 to 17h00
There is never a charge for meetings with Derek. Saturdays, Sundays and Public Holidays included. Click here for his calendar.
PHONE NUMBER
If nobody is available to answer your call, please send a Whatsapp to Derek on 082 552 9696
EMAILS
Derek: derek@harbourassociates.co.za
Helen: helen@harbourassociates.co.za
Read Derek's Books -
All available on the
16Steps.co.za Website
16 Steps to Business
16 Steps to Marketing
A successful business needs tip top cash management and tip top marketing. Marketing is creating an environment where sales just happen.
In 16 Steps to Marketing Derek shares his marketing secrets in a simple, practical way that will guide you to success. Marketing is creating an environment in which sales will happen.
16 Steps to Tax Wisdom
The Income Tax Act is, without doubt, the most difficult of all Acts to understand and navigate, so it’s not surprising that there are so many misconceptions about what it says. 16 Steps to Tax Wisdom lifts out of the Act (and other tax acts), the essence of what you need to know as an individual and as an entrepreneur.
16 Steps to Wealth
From the day that you first earn income you need to start your long term financial planning. 16 Steps to Wealth will walk you through each step of your financial life, building your retirement investments, protecting your money from creditors, avoiding the taxes that come with death, and leaving a legacy for future generations.
16 Steps to Freedom
16 Steps to Freedom is about your ultimate destination in life. You’ve built your Business through successful Marketing and a good understanding of Tax. You are on the road to Wealth. What comes next? Freedom!
India 2024 - A Photographic Book
Latest Blogs from our CEO, Derek Springett
Getting started with AI – Teaching the naughty AI!
We fill in a lot of fillable PDFs for the Master, SARS and CIPC. The information that we need reaches us from Questionnaires that the client submits when they buy a company or a trust. I figured that if Claude.ai could read those questionnaires, maybe it could fill in the
Getting started with AI – Should I get AI to draft my Trust Deed?
No, No and No again! Why not? Because AI will search through whatever trust deeds it can find, bung them all together, strip out the obvious rubbish and present the result as its own draft. That’s exactly what an attorney will do if you ask him/her to draft you a
Remember me when logging in
Here’s a simple one that escaped me until recently. I thought that the Remember me box at log in meant remember my login details, but that’s not the case. It actually stops the time out from cutting off while you’re in the middle of something. That’s what it is there
A new slant on s42, properties and trusts
I very occasionally run across an attorney who can both read and actually use his/her brain to interpret what he/she has read in the statutes and that happened this week. I owe this one to Cobus Welgemoed, Conveyancer who asked me this question
Getting started with AI – Don’t believe anything!
I always tell people in my meetings “Don’t believe anything that anybody tells you, including me!” There is so much garbage out there, often written by “experts” who are just repeating some other “expert’s” garbage. So, always ask for the source from which the opinion was drawn and then check
SARS is now estimating Provisional Tax if you don’t file your return.
I saw something coming a while back when SARS started sending out reminders to submit Provisional Returns. Although I expected it to be leading up to more Administative Penalties. Anyway here it is –
Buy a company that owns property and pay double CGT
I’ve written extensively on the double CGT Trap but there’s a subtle one that I missed. Let’s say you buy a company that owns fixed property that cost it R500 000. You pay R2m for the shares. You have effectively paid R2m for the property, right? Then at some stage
Flying/Driving in to or out of SA? Stop and read!
From July 1 2026 SARS has introduced a new exit form that must be completed before you fly/drive out of or into South Africa. 1. You can only fill it in within 24 hours of departure, no earlier. So, logically, make it a part of your online check-in procedure.2. It
How can I move my production asset owning company into a trust without paying CGT?
Last month I talked about moving a service company into a trust. If the company owns assets, such as plant and machinery, then it gets a bit more complicated. The principal is basically the same. You register a new company and issue the shares to your trust. Then you start