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I write a free will for anyone who buys a trust from us and one for their spouse as well, but I never write a joint will for both of them. Why? Jane and Trevor had a joint will leaving everything to each other when the first died and then the entire estate to their two children in equal portions when the second died. After Jane died, one of their children had a serious road accident and was restricted to a wheelchair. The other was making a stash as a businesswoman. Trevor died and the estate…

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