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Free business plan templates are readily available online. They are there to draw you in to buying business planning software, graph generators, financial templates, depreciation templates, SWOT templates and lots more. Don’t go there! Why? Well, scratch a little deeper. I’m looking at one right now that offers 500+ free business plans. There’s a picture of a happy artist and his quote “I just wrote my first business plan in 24 hours using ….. (the name of their software) and it’s beautiful and complete”. There’s a sidebar that says “How to Write a Business Plan in 30 Minutes”. Then they…

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I recently had a client who wanted to buy a professional business plan from me for submission to the NEF for a business loan. Now that is not an unusual request – I’m usually busy with about six business plans at any one time. What made this one different was that she could give me no data to work from. Just imagine. You want to acquire about R2m from an NEF loan to start a shuttle service and you have no idea what turnover you expect, how many…

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